What Is Your FIN?

Financial Education

People don’t plan to fail they fail to plan. We teach you about how money works, paying yourself first, setting goals and having a plan. We will help you with a financial education, game plan and I will be your personal financial coach. 

Life Insurance

Getting families properly protected is a fundamental part of a financial plan. Making sure that you not only have enough protection but also the right kind of life insurance.   


We help families learn the benefits of eliminating or reducing their debt. Discipline is one of the things we teach in investing but is also especially important in getting out of debt. The discipline will be the part of not incurring new debt once they are paid. In this process we also help you get started with saving money in an emergency fund, so when life happens you will have things in place to keep you from getting back into debt. We start by listing their debt in an order to make the payments on all of the debt and once the first debt is paid that you take the amount that you were paying and roll it over on to the next bill and repeating the process until you would be debt free. It sounds easy, you need to be disciplined to complete this, and when you do you are on your path to financial freedom.
The financial education you will learn the Rule of 72, how and why you should bypass traditional financial institutions and invest in the global economy like they do with your money. We learn in this process that some of you are giving the government an interest Free Loan. Of course, we show how to stop and put that money back in your pocket. Bringing it all together, we will help you build your financial house. Starting with the foundation of protecting your income, make sure that you have a budget, an emergency fund and a Will. Set you up to accelerate paying off your debt. Saving for retirement, college and other goals and dreams.
When we talk about retirement savings, we teach you about mutual funds and how they work. 
Dollar Cost Averaging
Dollar cost averaging means investing a certain fixed amount each month, regardless of what’s happening in the stock market. This eliminates having to predict when to invest as you will be able to take advantage of the market highs and lows- by purchasing fewer units when the prices are high and more units when the prices are low. While dollar-cost averaging can not assure a profit or protect against loss, it does show low a systematic investing plan, sustained over a period of time has the potential to pay off, relieving your worries about whether the market is up or down.
By staying focused and staying invested through all market activity, you can increase your long-term potential because missing even a handful of the best-performing days in the market over time can considerably diminish your returns. Experts say market timing is a bad way to invest. The key is to maintain a long-term view and stay focused on your goals.
Because there is no single, perfect investment, take advantage of the next best thing which is to build your portfolio by balancing a variety of investments. Together these investments help you achieve your goals and reduce your portfolio’s risk. This may also work to increase returns by offsetting losses in one asset class with an opportunity for gains in another. Diversification does not assure a profit or protect against loss.